United States - Auto Finance
 
 

New and Used Car Loan Rates at HSBC

HSBC Auto Finance has an auto loan rate to meet your needs.  Complete HSBC's easy on-line application in minutes and receive a response within seconds.  Your auto financing rate will be locked for 45 days from the day your application is approved so you can shop for the car of your dreams with confidence.  Apply Today!  

 

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Today's auto financing rates:**

Term New Vehicle Purchase Used Vehicle Purchase
24-36 mos. APR as low as 5.99% 6.55%
37-60 mos. APR as low as 6.35% 6.95%
61-72 mos. APR as low as 6.99% 7.59%

The rates quoted above are for applicants with excellent credit histories.  Your rate may be higher.  This is not a commitment to make a loan.

 

Today's auto refinancing rates:*

Term Vehicle Loan Refinance
24-36 mos. APR as low as 7.20%
37-60 mos. APR as low as 7.20%
61-72 mos. APR as low as 7.70%

The rates quoted above are for applicants with excellent credit histories.  Your rate may be higher.  This is not a commitment to make a loan.

 

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* Based on an average existing loan with an initial principal balance of $19,560 payable over 66 months at 17.26% APR in equal monthly installments of $460.94, which is refinanced after six months at 14.07% APR, resulting in a reduction of the monthly installments to $429.81 each and a savings of $1,867.80 over the remaining 60 months, assuming all of the installments are paid on their due date.  Your loan terms and savings may be different. Your vehicle must be 2001 or newer with less than 80,000 miles. Offer not valid on existing auto loans with HSBC Auto Finance or its affiliates..

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