Auto Loan Rates
Whether you are in the market for a new or used vehicle, or to refinance an existing auto loan, HSBC Auto Finance has a rate that is right for you. Our application takes just minutes to complete and you'll get a prompt response. Apply today!
Today's auto rates:**
| Term | New Vehicle Purchase | Used Vehicle Purchase |
|---|---|---|
| 24-36 mos. APR as low as | 5.99% | 6.55% |
| 37-60 mos. APR as low as | 6.35% | 6.95% |
| 61-72 mos. APR as low as | 6.99% | 7.59% |
Today's auto refinance rates:
| Term | Vehicle Loan Refinance |
|---|---|
| 24-36 mos. APR as low as | 7.20% |
| 37-60 mos. APR as low as | 7.20% |
| 61-72 mos. APR as low as | 7.70% |
| Ready to apply? | Apply now! |
The rates quoted above are for applicants with excellent credit histories. Your rate may be higher. This is not a commitment to make a loan.
* Based on an average existing loan with an initial principal balance of $19,600 payable over 66 months at 17.05% APR in equal monthly installments of $459.62, which is refinanced after six months at 13.76% APR, resulting in a reduction of the monthly installments to $427.56 each and a savings of $1,923.60 over the remaining 60 months, assuming all of the installments are paid on their due date. Your loan terms and savings may be different. Your vehicle must be 2001 or newer with less than 80,000 miles. Offer not valid on existing auto loans with HSBC Auto Finance or its affiliates.
** APR is the Annual Percentage Rate. Rates quoted are offered depending on the individual's excellent credit histories. Your rate may be higher. This is not a commitment to make a loan. An example of payment terms is as follows: a loan amount of $20,000 with an APR of 6.25% and a term of 60 months, would have a monthly payment of $389.36. Rates are subject to change without notice.
