Refinance Your Car Loan with HSBC
Refinance Your Car Loan Now and Save
Lower your car financing rate and your monthly car payment by refinancing your car loan with HSBC Auto Finance. Apply now to lock in your low car refinancing rate with HSBC's quick and easy auto loan application process. Once approved, have your loan package sent right away by email or choose to overnight it at no charge. Put more money back into your pocket each month by refinancing your car loan. You may even be able to skip your first car payment.**
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Skip Your Next Car Payment
By refinancing your existing car loan, you may even be able to skip your next car payment.**
Fast Funding For Auto Refinance
We can email or overnight your car refinance loan package to you for FREE once you are approved for an auto loan!
Auto Refinance Rate Reduction
On average, our customers have reduced their rate by 3.19% without extending the term.*
Refinance Options For All Credit Types
Even if you have less than perfect credit, we may be able to help where other lenders have said "No."
* Based on an average existing loan with an initial principal balance of $19,560 payable over 66 months at 17.26% APR in equal monthly installments of $460.94, which is refinanced after six months at 14.07% APR, resulting in a reduction of the monthly installments to $429.81 each and a savings of $1,867.80 over the remaining 60 months, assuming all of the installments are paid on their due date. Your loan terms and savings may be different. Your vehicle must be 2001 or newer with less than 80,000 miles. Offer not valid on existing auto loans with HSBC Auto Finance or its affiliates.
** Skip a Car Payment: Because the first monthly payment on your new auto loan will be due 30 to 45 days after the closing date, and the closing date will be 0 to 30 days after the most recent monthly due date of your existing loan, you will not have a scheduled monthly payment due for 30 to 75 days after the most recent monthly due date of your existing loan. The actual number of days you will not have a scheduled monthly payment due will vary depending on the terms of your existing loan, your payments on the existing loan, and applicable state law. Interest will accrue on your existing loan until it is paid in full. Interest will accrue on your new loan beginning on the date the loan is funded.
